.ctm,.ctm *{box-sizing:border-box}.ctm{width:100%;padding:var(--ctm-pad-top,72px) 18px var(--ctm-pad-bottom,72px);background:var(--ctm-bg,#F5F0EB);font-family:'DM Sans','Helvetica Neue',Arial,sans-serif;color:var(--ctm-text,#1F1D1B)}.ctm__inner{max-width:1180px;margin:0 auto}.ctm__header{max-width:760px;margin:0 auto 42px;text-align:center}.ctm__eyebrow{margin:0 0 12px;font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--ctm-accent,#8A2435)}.ctm__header h2{margin:0 0 16px;font-size:clamp(34px,4.6vw,58px);line-height:1.02;font-weight:800;letter-spacing:-0.01em}.ctm__header p{margin:0;font-size:16px;line-height:1.7;color:rgba(31,29,27,.72)}.ctm__grid{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;align-items:stretch}.ctm__card,.ctm__step,.ctm__note{background:rgba(255,255,255,.76);border:1px solid rgba(31,29,27,.08);box-shadow:0 18px 45px rgba(48,35,24,.07)}.ctm__card{border-radius:30px;padding:28px;overflow:hidden}.ctm__visual{border-radius:24px;background:linear-gradient(135deg,var(--ctm-visual-1,#263140),var(--ctm-visual-2,#193947));display:flex;align-items:center;justify-content:center;overflow:hidden;min-height:160px}.ctm__visual img{width:100%;height:auto;display:block;border-radius:24px}.ctm__visual svg{width:100%;height:auto;min-height:320px}.ctm__content{padding:24px 4px 0}.ctm__content h3{margin:0 0 8px;font-size:22px;font-weight:800;letter-spacing:-.035em}.ctm__content p{margin:0;font-size:14.5px;line-height:1.65;color:rgba(31,29,27,.68)}.ctm__steps{display:grid;gap:14px}.ctm__step{display:grid;grid-template-columns:48px 1fr;gap:16px;border-radius:22px;padding:20px;align-items:start}.ctm__num{width:42px;height:42px;border-radius:999px;background:var(--ctm-accent,#8A2435);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:12px;font-weight:800;flex-shrink:0}.ctm__step h3{margin:0 0 6px;font-size:17px;font-weight:800;letter-spacing:-.03em}.ctm__step p{margin:0;font-size:14px;line-height:1.58;color:rgba(31,29,27,.68)}.ctm__step strong{color:var(--ctm-text,#1F1D1B);font-weight:800}.ctm__note{margin-top:20px;border-radius:18px;padding:16px 18px;display:grid;grid-template-columns:26px 1fr;gap:12px;align-items:start}.ctm__note-icon{width:24px;height:24px;border-radius:999px;background:rgba(138,36,53,.1);color:var(--ctm-accent,#8A2435);display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:800}.ctm__note p{margin:0;font-size:13.5px;line-height:1.55;color:rgba(31,29,27,.66)}@media(max-width:900px){.ctm__grid{grid-template-columns:1fr}.ctm{padding:56px 16px}}@media(max-width:560px){.ctm{padding:44px 14px}.ctm__header h2{font-size:34px}.ctm__card{padding:16px;border-radius:24px}.ctm__step{grid-template-columns:40px 1fr;padding:16px}.ctm__num{width:36px;height:36px}}